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BDI
RB

RCB Bank

Claremore, OklahomaFDIC Cert #15399

STATEEstablished 193662 branches

Holding company: RCB HOLDING CO INCRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$347M
Investor CRE$206M
Multifamily$24.3M
Construction$143M
1–4 family$458M
C&I$102M
Agriculture$140M
Other$785M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$2.2B
−2.9%y/y
Percentile by value10th percentileby value
Peer standing in ubpr:primary:3
FDICLNLSGR
Net loans
$2.18B
−2.9%y/y
Percentile by value10th percentileby value
Peer standing in ubpr:primary:3
FDICLNLSNET
Loans YoY
−2.91%
−446.6%y/y
Percentile by value9th percentileby value
Peer standing in ubpr:primary:3
FDICLNLSNET
L/D
60.9%
−6.8%y/y
Percentile by value8th percentileby value
Peer standing in ubpr:primary:3
FDICLNLSNET + DEP
Loans/assets
53.5%
−7.1%y/y
Percentile by value9th percentileby value
Peer standing in ubpr:primary:3
FDICLNLSNET + ASSET
RE loans %
57.61%
−2.7%y/y
Percentile by value17th percentileby value
Peer standing in ubpr:primary:3
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
85%
−23.2%y/y
Percentile by value8th percentileby value
Peer standing in ubpr:primary:3

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
33%
−0.0%y/y
Percentile by value38th percentileby value
Peer standing in ubpr:primary:3

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
852points
−1.8%y/y
Peer standing97th percentile
Peer standing in ubpr:primary:3
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
15.75%
+9.9%y/y
Percentile by value77th percentileby value
Peer standing in ubpr:primary:3
FDICLNRENROW + LNLSGR
Investor CRE %
9.33%
−30.1%y/y
Percentile by value11th percentileby value
Peer standing in ubpr:primary:3
FDICLNRENROT + LNLSGR
C&I %
4.63%
−1.9%y/y
Percentile by value12th percentileby value
Peer standing in ubpr:primary:3
FDICLNCI + LNLSGR