$551M
+4.7%y/y
Percentile by value85th percentileby value
FDIC
LNLSGRPB
Pioneer Bank & Trust
Belle Fourche, South DakotaFDIC Cert #15562
STATEEstablished 19377 branches
Holding company: BELLE FOURCHE BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $104M |
| Investor CRE | $54.8M |
| Multifamily | $24M |
| Construction | $71.5M |
| 1–4 family | $76.3M |
| C&I | $107M |
| Agriculture | $96.4M |
| Other | $17.4M |
Loan book
Reported balances and balance-sheet intensity.
$545M
+4.7%y/y
Percentile by value85th percentileby value
FDIC
LNLSNET+4.68%
−57.9%y/y
Percentile by value44th percentileby value
FDIC
LNLSNET62.4%
−0.7%y/y
Percentile by value17th percentileby value
FDIC
LNLSNET + DEP55.3%
+1.7%y/y
Percentile by value19th percentileby value
FDIC
LNLSNET + ASSET73.35%
+1.4%y/y
Percentile by value22nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
126%
+3.3%y/y
Percentile by value37th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC60%
+11.2%y/y
Percentile by value70th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,381points
−3.2%y/y
Peer standing97th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD18.88%
−7.3%y/y
Percentile by value78th percentileby value
FDIC
LNRENROW + LNLSGR9.94%
−4.3%y/y
Percentile by value36th percentileby value
FDIC
LNRENROT + LNLSGR19.38%
−5.9%y/y
Percentile by value88th percentileby value
FDIC
LNCI + LNLSGR