$212M
+1.6%y/y
Percentile by value13th percentileby value
FDIC
LNLSGRPB
Pinnacle Bank
Marshalltown, IowaFDIC Cert #252
STATEEstablished 19271 branch
Holding company: IOWA RIVER BCORP INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $64.2M |
| Investor CRE | $16.5M |
| Multifamily | $15M |
| Construction | $54.5M |
| 1–4 family | $26.1M |
| C&I | $27.1M |
| Agriculture | $4.95M |
| Other | $3.38M |
Loan book
Reported balances and balance-sheet intensity.
$210M
+1.6%y/y
Percentile by value13th percentileby value
FDIC
LNLSNET+1.64%
+129.0%y/y
Percentile by value27th percentileby value
FDIC
LNLSNET77.9%
−2.0%y/y
Percentile by value44th percentileby value
FDIC
LNLSNET + DEP66.9%
−1.4%y/y
Percentile by value43rd percentileby value
FDIC
LNLSNET + ASSET84.71%
+4.4%y/y
Percentile by value48th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
182%
−8.7%y/y
Percentile by value54th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC115%
−6.4%y/y
Percentile by value95th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,013points
+1.6%y/y
Peer standing60th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD30.31%
+4.1%y/y
Percentile by value96th percentileby value
FDIC
LNRENROW + LNLSGR7.78%
−15.9%y/y
Percentile by value28th percentileby value
FDIC
LNRENROT + LNLSGR12.79%
−20.0%y/y
Percentile by value70th percentileby value
FDIC
LNCI + LNLSGR