Peoples State Bank

Blair, OklahomaFDIC Cert #17138

STATEEstablished 19521 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$0
Investor CRE	$2.28M
Multifamily	$0
Construction	$0
1–4 family	$303K
C&I	$3.53M
Agriculture	$2.96M
Other	$1.14M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$10.2M

−2.7%y/y

Percentile by value28th percentileby value

FDICLNLSGR

Net loans

$10.1M

−2.7%y/y

Percentile by value29th percentileby value

FDICLNLSNET

Loans YoY

−2.73%

−6.0%y/y

Percentile by value31st percentileby value

FDICLNLSNET

L/D

80.1%

−0.8%y/y

Percentile by value84th percentileby value

FDICLNLSNET + DEP

Loans/assets

70.2%

−1.4%y/y

Percentile by value89th percentileby value

FDICLNLSNET + ASSET

RE loans %

25.27%

+13.8%y/y

Percentile by value11th percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

2,541points

−24.8%y/y

Peer standing52nd percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

0.00%

Percentile by value0th percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

22.30%

+17.3%y/y

Percentile by value96th percentileby value

FDICLNRENROT + LNLSGR

C&I %

34.56%

−35.5%y/y

Percentile by value94th percentileby value

FDICLNCI + LNLSGR