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BDI
PB

Peoples Bank Co.

Altenburg, MissouriFDIC Cert #12226

STATEEstablished 19103 branches

Holding company: LINCOLN COUNTY BCORP INCRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$7.74M
Investor CRE$3.64M
Multifamily$13.3M
Construction$5.49M
1–4 family$28M
C&I$10.1M
Agriculture$25.5M
Other$1.11M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$94.8M
+24.7%y/y
Percentile by value36th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSGR
Net loans
$93.8M
+24.6%y/y
Percentile by value37th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET
Loans YoY
+24.63%
−26.4%y/y
Percentile by value95th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET
L/D
77.0%
−9.4%y/y
Percentile by value57th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET + DEP
Loans/assets
65.1%
−6.3%y/y
Percentile by value54th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET + ASSET
RE loans %
80.18%
−2.2%y/y
Percentile by value53rd percentileby value
Peer standing in ubpr:primary:6
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
173%
+2.0%y/y
Percentile by value75th percentileby value
Peer standing in ubpr:primary:6

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
42%
+20.9%y/y
Percentile by value67th percentileby value
Peer standing in ubpr:primary:6

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,683points
−1.8%y/y
Peer standing87th percentile
Peer standing in ubpr:primary:6
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
8.16%
−22.3%y/y
Percentile by value45th percentileby value
Peer standing in ubpr:primary:6
FDICLNRENROW + LNLSGR
Investor CRE %
3.83%
+61.4%y/y
Percentile by value27th percentileby value
Peer standing in ubpr:primary:6
FDICLNRENROT + LNLSGR
C&I %
10.67%
+14.7%y/y
Percentile by value54th percentileby value
Peer standing in ubpr:primary:6
FDICLNCI + LNLSGR