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BDI
PB

Patriot Bank, National Association

Stamford, ConnecticutFDIC Cert #33928

OCCEstablished 19948 branches

Holding company: PATRIOT NATIONAL BCORP INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.03%
−93.7%y/y
Peer standing90th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
2.94%
−31.3%y/y
Peer standing4th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNAASSET + LNLSGR
Noncurrent %
2.94%
−31.3%y/y
Peer standing4th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.94%
−42.6%y/y
Peer standing6th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$22.9M
−29.2%y/y
Peer standing13th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.13%
−118.3%y/y
Peer standing99th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNTLNLS + LNLSGR
NCO
−$212K
−115.9%y/y
Peer standing98th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.00%
+3.1%y/y
Percentile by value22nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNATRES + LNLSGR
30–89
$231K
−93.0%y/y
Peer standing91st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICP9ASSET
Nonaccrual
$22.9M
−23.0%y/y
Peer standing9th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNAASSET