$4.92B
+9.1%y/y
Percentile by value77th percentileby value
FDIC
LNLSGRP
Pathward, National Association
Sioux Falls, South DakotaFDIC Cert #30776
OCCEstablished 19541 branch
Holding company: PATHWARD FINANCIAL INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $44.3M |
| Investor CRE | $27.6M |
| Multifamily | $0 |
| Construction | $22.7M |
| 1–4 family | $0 |
| C&I | $4.46B |
| Agriculture | $0 |
| Other | $363M |
Loan book
Reported balances and balance-sheet intensity.
$4.82B
+9.4%y/y
Percentile by value76th percentileby value
FDIC
LNLSNET+9.40%
+669.3%y/y
Percentile by value70th percentileby value
FDIC
LNLSNET82.4%
+8.8%y/y
Percentile by value38th percentileby value
FDIC
LNLSNET + DEP67.8%
+7.5%y/y
Percentile by value32nd percentileby value
FDIC
LNLSNET + ASSET1.92%
−3.8%y/y
Percentile by value2nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
6%
−14.8%y/y
Percentile by value3rd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC3%
Percentile by value6th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC8,228points
+14.5%y/y
Peer standing1st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD0.90%
+23.3%y/y
Percentile by value6th percentileby value
FDIC
LNRENROW + LNLSGR0.56%
−55.8%y/y
Percentile by value3rd percentileby value
FDIC
LNRENROT + LNLSGR90.70%
+7.0%y/y
Percentile by value100th percentileby value
FDIC
LNCI + LNLSGR