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BDI
OB

Oxford Bank

Oxford, MichiganFDIC Cert #9719

STATEEstablished 18849 branches

Holding company: OXFORD BANK CORPRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$724M$648M
Q3 2021$729M$651M
Q4 2021$751M$672M
Q1 2022$786M$711M
Q2 2022$808M$733M
Q3 2022$785M$707M
Q4 2022$793M$712M
Q1 2023$822M$736M
Q2 2023$817M$729M
Q3 2023$794M$703M
Q4 2023$817M$717M
Q1 2024$883M$782M
Q2 2024$821M$705M
Q3 2024$870M$760M
Q4 2024$811M$699M
Q1 2025$824M$710M
Q2 2025$859M$734M
Q3 2025$915M$794M
Q4 2025$1.09B$965M
Q1 2026$902M$753M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$902M
+9.5%y/y
Percentile by value94th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$753M
+6.0%y/y
Percentile by value91st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$702M
+12.7%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$692M
+12.6%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$122M
+4.0%y/y
Percentile by value67th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$35.1M
−19.6%y/y
Percentile by value52nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$788M
+9.6%y/y
Percentile by value91st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$113M
+9.2%y/y
Peer standing96th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$13M
+8.6%y/y
Peer standing98th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$11.3M
+10.8%y/y
Peer standing99th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$1.7M
−3.9%y/y
Peer standing91st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$1.01M
+370.4%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$2.71M
−33.2%y/y
Peer standing71st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$1.64M
−45.0%y/y
Peer standing50th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC