$4.06B
+4.7%y/y
Percentile by value61st percentileby value
FDIC
LNLSGROB
Orrstown Bank
Harrisburg, PennsylvaniaFDIC Cert #713
STATEEstablished 191947 branches
Holding company: ORRSTOWN FINL SERVICES INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $645M |
| Investor CRE | $1.32B |
| Multifamily | $217M |
| Construction | $248M |
| 1–4 family | $991M |
| C&I | $446M |
| Agriculture | $115M |
| Other | $80.3M |
Loan book
Reported balances and balance-sheet intensity.
$4.02B
+4.8%y/y
Percentile by value60th percentileby value
FDIC
LNLSNET+4.79%
−93.0%y/y
Percentile by value41st percentileby value
FDIC
LNLSNET86.7%
+5.2%y/y
Percentile by value45th percentileby value
FDIC
LNLSNET + DEP72.0%
+2.3%y/y
Percentile by value43rd percentileby value
FDIC
LNLSNET + ASSET94.87%
+0.4%y/y
Percentile by value84th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
296%
−2.4%y/y
Percentile by value75th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC41%
−16.1%y/y
Percentile by value51st percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,163points
+7.8%y/y
Peer standing44th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD15.87%
−0.3%y/y
Percentile by value79th percentileby value
FDIC
LNRENROW + LNLSGR32.54%
+9.1%y/y
Percentile by value86th percentileby value
FDIC
LNRENROT + LNLSGR10.98%
+2.0%y/y
Percentile by value43rd percentileby value
FDIC
LNCI + LNLSGR