$1.27B
+29.8%y/y
Percentile by value30th percentileby value
FDIC
ASSETO
OptimumBank
Fort Lauderdale, FloridaFDIC Cert #35430
STATEEstablished 20004 branches
Holding company: OPTIMUMBANK HOLDINGS INCRegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $294M | $244M |
| Q3 2021 | $335M | $283M |
| Q4 2021 | $350M | $293M |
| Q1 2022 | $385M | $318M |
| Q2 2022 | $465M | $344M |
| Q3 2022 | $543M | $423M |
| Q4 2022 | $584M | $509M |
| Q1 2023 | $621M | $529M |
| Q2 2023 | $632M | $554M |
| Q3 2023 | $713M | $620M |
| Q4 2023 | $791M | $641M |
| Q1 2024 | $940M | $801M |
| Q2 2024 | $899M | $763M |
| Q3 2024 | $945M | $807M |
| Q4 2024 | $933M | $774M |
| Q1 2025 | $977M | $854M |
| Q2 2025 | $999M | $880M |
| Q3 2025 | $1.08B | $961M |
| Q4 2025 | $1.11B | $933M |
| Q1 2026 | $1.27B | $1.09B |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$1.09B
+28.1%y/y
Percentile by value33rd percentileby value
FDIC
DEP$1.09B
+36.3%y/y
Percentile by value50th percentileby value
FDIC
LNLSGR$1.08B
+36.3%y/y
Percentile by value50th percentileby value
FDIC
LNLSNET$30.4M
+14.8%y/y
Percentile by value6th percentileby value
FDIC
SC$140M
+382.4%y/y
Percentile by value68th percentileby value
FDIC
CHBAL$1.14B
+31.3%y/y
Percentile by value32nd percentileby value
FDIC
LIAB$126M
+17.4%y/y
Peer standing28th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$15M
+40.6%y/y
Peer standing47th percentile
FDIC
NIM + NONII$13.2M
+39.9%y/y
Peer standing52nd percentile
FDIC
NIM$1.79M
+46.3%y/y
Peer standing43rd percentile
FDIC
NONII$770K
+566.7%y/y
Percentile by value77th percentileby value
FDIC
ELNATR$6.74M
+18.5%y/y
Peer standing64th percentile
FDIC
PTAXNETINC$5.07M
+19.7%y/y
Peer standing56th percentile
FDIC
NETINC