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BDI
OB

OneUnited Bank

Boston, MassachusettsFDIC Cert #23966

STATEEstablished 19825 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$616M$454M
Q3 2021$635M$469M
Q4 2021$643M$471M
Q1 2022$658M$484M
Q2 2022$637M$493M
Q3 2022$627M$530M
Q4 2022$744M$534M
Q1 2023$609M$521M
Q2 2023$601M$514M
Q3 2023$594M$512M
Q4 2023$756M$494M
Q1 2024$607M$505M
Q2 2024$614M$512M
Q3 2024$573M$507M
Q4 2024$756M$512M
Q1 2025$607M$518M
Q2 2025$607M$517M
Q3 2025$622M$531M
Q4 2025$762M$517M
Q1 2026$609M$482M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$609M
+0.4%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$482M
−7.0%y/y
Percentile by value58th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$405M
−1.5%y/y
Percentile by value62nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$404M
−1.5%y/y
Percentile by value63rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$142M
+25.0%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$30.4M
−41.9%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$549M
+0.2%y/y
Percentile by value66th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$60.2M
+1.9%y/y
Peer standing61st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$6.34M
−21.2%y/y
Peer standing64th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$3.56M
−8.3%y/y
Peer standing26th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$2.78M
−33.2%y/y
Peer standing96th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$0
Percentile by value8th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
−$256K
−145.4%y/y
Peer standing2nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
−$1.78M
−498.2%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC