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BDI
OB

One Bank of Tennessee

Cookeville, TennesseeFDIC Cert #8432

STATEEstablished 190120 branches

Holding company: B P C CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.38B$1.26B
Q3 2021$1.41B$1.29B
Q4 2021$1.43B$1.31B
Q1 2022$1.49B$1.37B
Q2 2022$1.48B$1.37B
Q3 2022$1.47B$1.37B
Q4 2022$1.44B$1.34B
Q1 2023$1.46B$1.34B
Q2 2023$1.5B$1.39B
Q3 2023$1.52B$1.41B
Q4 2023$1.53B$1.41B
Q1 2024$1.56B$1.43B
Q2 2024$1.59B$1.45B
Q3 2024$1.61B$1.47B
Q4 2024$1.63B$1.48B
Q1 2025$1.66B$1.51B
Q2 2025$1.65B$1.49B
Q3 2025$1.67B$1.49B
Q4 2025$1.66B$1.48B
Q1 2026$1.67B$1.49B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.67B
+0.7%y/y
Percentile by value59th percentileby value
Peer standing in ubpr:primary:4
FDICASSET
Deposits
$1.49B
−1.2%y/y
Percentile by value61st percentileby value
Peer standing in ubpr:primary:4
FDICDEP
Gross loans
$1.09B
+3.1%y/y
Percentile by value50th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$1.09B
+3.0%y/y
Percentile by value50th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Securities
$348M
−3.7%y/y
Percentile by value70th percentileby value
Peer standing in ubpr:primary:4
FDICSC
Cash
$161M
−4.3%y/y
Percentile by value73rd percentileby value
Peer standing in ubpr:primary:4
FDICCHBAL
Liabilities
$1.53B
−1.2%y/y
Percentile by value60th percentileby value
Peer standing in ubpr:primary:4
FDICLIAB
Equity
$145M
+25.9%y/y
Peer standing42nd percentile
Peer standing in ubpr:primary:4
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$19.6M
+13.7%y/y
Peer standing66th percentile
Peer standing in ubpr:primary:4
FDICNIM + NONII
NII
$16M
+16.9%y/y
Peer standing66th percentile
Peer standing in ubpr:primary:4
FDICNIM
Noninterest income
$3.55M
+0.9%y/y
Peer standing73rd percentile
Peer standing in ubpr:primary:4
FDICNONII
Provision
$526K
+25.2%y/y
Percentile by value65th percentileby value
Peer standing in ubpr:primary:4
FDICELNATR
Pretax income
$9.23M
+29.6%y/y
Peer standing82nd percentile
Peer standing in ubpr:primary:4
FDICPTAXNETINC
Net income
$8.57M
+29.8%y/y
Peer standing86th percentile
Peer standing in ubpr:primary:4
FDICNETINC