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BDI
OC

Oklahoma Capital Bank

Tulsa, OklahomaFDIC Cert #18856

STATEEstablished 19633 branches

Holding company: SOONER SW BANKSHARES INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:6
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + LNLSGR
Nonaccrual %
0.32%
+4.6%y/y
Peer standing45th percentile
Peer standing in ubpr:primary:6
FDICNAASSET + LNLSGR
Noncurrent %
0.32%
+3.4%y/y
Peer standing54th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.26%
+17.8%y/y
Peer standing51st percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$481K
+36.6%y/y
Peer standing51st percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.02%
Peer standing87th percentile
Peer standing in ubpr:primary:6
FDICNTLNLS + LNLSGR
NCO
−$5K
Peer standing89th percentile
Peer standing in ubpr:primary:6
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.06%
+10.4%y/y
Percentile by value31st percentileby value
Peer standing in ubpr:primary:6
FDICLNATRES + LNLSGR
30–89
$0
Peer standing100th percentile
Peer standing in ubpr:primary:6
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET
Nonaccrual
$481K
+38.2%y/y
Peer standing40th percentile
Peer standing in ubpr:primary:6
FDICNAASSET