BDI
OB

Ocean Bank

Miami, FloridaFDIC Cert #24156

STATEEstablished 198224 branches

Holding company: OCEAN BANKSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$4.81B$4.24B
Q3 2021$5.03B$4.44B
Q4 2021$5.33B$4.74B
Q1 2022$5.37B$4.8B
Q2 2022$5.4B$4.83B
Q3 2022$5.57B$4.72B
Q4 2022$5.92B$4.79B
Q1 2023$5.99B$5.03B
Q2 2023$6.07B$5.13B
Q3 2023$6.12B$5.33B
Q4 2023$6.44B$5.4B
Q1 2024$6.34B$5.55B
Q2 2024$6.37B$5.56B
Q3 2024$6.65B$5.56B
Q4 2024$6.72B$5.61B
Q1 2025$6.93B$5.83B
Q2 2025$7.25B$6.13B
Q3 2025$7.4B$6.29B
Q4 2025$7.44B$6.27B
Q1 2026$7.53B$6.38B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$7.53B
+8.8%y/y
Percentile by value80th percentileby value
Peer standing in asset:3b_10b
FDICASSET
Deposits
$6.38B
+9.5%y/y
Percentile by value83rd percentileby value
Peer standing in asset:3b_10b
FDICDEP
Gross loans
$5.98B
+9.8%y/y
Percentile by value87th percentileby value
Peer standing in asset:3b_10b
FDICLNLSGR
Net loans
$5.89B
+9.8%y/y
Percentile by value87th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
Securities
$979M
+10.1%y/y
Percentile by value64th percentileby value
Peer standing in asset:3b_10b
FDICSC
Cash
$312M
−8.0%y/y
Percentile by value57th percentileby value
Peer standing in asset:3b_10b
FDICCHBAL
Liabilities
$6.82B
+8.7%y/y
Percentile by value80th percentileby value
Peer standing in asset:3b_10b
FDICLIAB
Equity
$714M
+9.4%y/y
Peer standing72nd percentile
Peer standing in asset:3b_10b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$68.2M
+10.4%y/y
Peer standing71st percentile
Peer standing in asset:3b_10b
FDICNIM + NONII
NII
$60.9M
+11.8%y/y
Peer standing78th percentile
Peer standing in asset:3b_10b
FDICNIM
Noninterest income
$7.32M
−0.0%y/y
Peer standing45th percentile
Peer standing in asset:3b_10b
FDICNONII
Provision
$0
Percentile by value16th percentileby value
Peer standing in asset:3b_10b
FDICELNATR
Pretax income
$25.6M
+25.3%y/y
Peer standing68th percentile
Peer standing in asset:3b_10b
FDICPTAXNETINC
Net income
$19.8M
+29.9%y/y
Peer standing65th percentile
Peer standing in asset:3b_10b
FDICNETINC