$363M
+10.7%y/y
Percentile by value54th percentileby value
FDIC
LNLSGROV
Oak View National Bank
Warrenton, VirginiaFDIC Cert #58827
OCCEstablished 20094 branches
Holding company: OAK VIEW BANKSHARES INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $74.4M |
| Investor CRE | $37.5M |
| Multifamily | $3.23M |
| Construction | $21.6M |
| 1–4 family | $180M |
| C&I | $32.8M |
| Agriculture | $4.72M |
| Other | $8.58M |
Loan book
Reported balances and balance-sheet intensity.
$359M
+10.7%y/y
Percentile by value55th percentileby value
FDIC
LNLSNET+10.67%
+44.8%y/y
Percentile by value75th percentileby value
FDIC
LNLSNET49.9%
−4.0%y/y
Percentile by value7th percentileby value
FDIC
LNLSNET + DEP38.9%
−12.5%y/y
Percentile by value5th percentileby value
FDIC
LNLSNET + ASSET96.86%
+0.7%y/y
Percentile by value90th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
77%
−23.8%y/y
Percentile by value19th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC27%
−18.6%y/y
Percentile by value37th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,176points
+0.1%y/y
Peer standing11th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD20.53%
−0.4%y/y
Percentile by value82nd percentileby value
FDIC
LNRENROW + LNLSGR10.33%
−6.1%y/y
Percentile by value37th percentileby value
FDIC
LNRENROT + LNLSGR9.04%
+2.7%y/y
Percentile by value45th percentileby value
FDIC
LNCI + LNLSGR