$4.39B
+14.1%y/y
Percentile by value67th percentileby value
FDIC
LNLSGRNB
Northbrook Bank and Trust Company, National Association
Northbrook, IllinoisFDIC Cert #57082
OCCEstablished 20007 branches
Holding company: WINTRUST FINANCIAL CORPRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $88M |
| Investor CRE | $512M |
| Multifamily | $293M |
| Construction | $243M |
| 1–4 family | $340M |
| C&I | $2.15B |
| Agriculture | $10.1M |
| Other | $757M |
Loan book
Reported balances and balance-sheet intensity.
$4.36B
+14.1%y/y
Percentile by value68th percentileby value
FDIC
LNLSNET+14.09%
+9.8%y/y
Percentile by value82nd percentileby value
FDIC
LNLSNET74.8%
−11.8%y/y
Percentile by value23rd percentileby value
FDIC
LNLSNET + DEP64.0%
−9.4%y/y
Percentile by value21st percentileby value
FDIC
LNLSNET + ASSET34.33%
−0.9%y/y
Percentile by value7th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
185%
+2.7%y/y
Percentile by value29th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC43%
−0.2%y/y
Percentile by value50th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,668points
−8.3%y/y
Peer standing17th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD2.00%
−11.7%y/y
Percentile by value6th percentileby value
FDIC
LNRENROW + LNLSGR11.66%
+4.2%y/y
Percentile by value20th percentileby value
FDIC
LNRENROT + LNLSGR48.91%
−4.8%y/y
Percentile by value97th percentileby value
FDIC
LNCI + LNLSGR