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BDI
NB

Northbrook Bank and Trust Company, National Association

Northbrook, IllinoisFDIC Cert #57082

OCCEstablished 20007 branches

Holding company: WINTRUST FINANCIAL CORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.83%
+50.6%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET + LNLSGR
90+ %
0.01%
−59.4%y/y
Peer standing39th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + LNLSGR
Nonaccrual %
0.33%
+41.6%y/y
Peer standing67th percentile
Peer standing in ubpr:primary:3
FDICNAASSET + LNLSGR
Noncurrent %
0.34%
+30.1%y/y
Peer standing70th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.28%
+7.6%y/y
Peer standing69th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$18.8M
+35.4%y/y
Peer standing57th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.07%
+372.6%y/y
Peer standing49th percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + LNLSGR
NCO
$680K
+435.4%y/y
Peer standing45th percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.63%
+1.2%y/y
Percentile by value6th percentileby value
Peer standing in ubpr:primary:3
FDICLNATRES + LNLSGR
30–89
$36.3M
+71.8%y/y
Peer standing14th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET
90+
$533K
−53.7%y/y
Peer standing37th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET
Nonaccrual
$14.5M
+61.5%y/y
Peer standing59th percentile
Peer standing in ubpr:primary:3
FDICNAASSET