North Shore Bank

Brookfield, WisconsinFDIC Cert #28679

STATEEstablished 192344 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$58.5M
Investor CRE	$53.3M
Multifamily	$814M
Construction	$47.1M
1–4 family	$334M
C&I	$58.9M
Agriculture	$2.59M
Other	$647M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$2.02B

+4.1%y/y

Percentile by value67th percentileby value

FDICLNLSGR

Net loans

$2B

+4.1%y/y

Percentile by value67th percentileby value

FDICLNLSNET

Loans YoY

+4.10%

+93.6%y/y

Percentile by value54th percentileby value

FDICLNLSNET

L/D

92.5%

+0.5%y/y

Percentile by value50th percentileby value

FDICLNLSNET + DEP

Loans/assets

77.3%

−0.1%y/y

Percentile by value59th percentileby value

FDICLNLSNET + ASSET

RE loans %

72.24%

+1.0%y/y

Percentile by value13th percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

1,988points

−2.2%y/y

Peer standing83rd percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

2.90%

−14.4%y/y

Percentile by value25th percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

2.64%

+23.2%y/y

Percentile by value13th percentileby value

FDICLNRENROT + LNLSGR

C&I %

2.92%

−4.0%y/y

Percentile by value35th percentileby value

FDICLNCI + LNLSGR