$2.59B
+4.2%y/y
Percentile by value64th percentileby value
FDIC
ASSETNS
North Shore Bank
Brookfield, WisconsinFDIC Cert #28679
STATEEstablished 192344 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportNorth Shore Bank reported $2.59B in total assets. Deposits grew 3.55% over the prior year.
Return on assets was 0.98%, compared with the official FFIEC UBPR peer median of 0.75%. The leverage ratio was 14.41%.
- Why is Tier 1 Leverage Ratio above its official FFIEC UBPR peers?
- Why is Noncurrent Loan Ratio below its official FFIEC UBPR peers?
- Why is Return on Assets above its official FFIEC UBPR peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$2.16B
+3.5%y/y
Percentile by value65th percentileby value
FDIC
DEP$2B
+4.1%y/y
Percentile by value67th percentileby value
FDIC
LNLSNET0.98%
+8 bpsy/y
Peer standing69th percentile
FDIC
NETINC + ROA70.34%
−191 bpsy/y
Peer standing48th percentile
FDIC
NONIX + NIM + NONII + EEFFR14.41%
+90 bpsy/y
Peer standing83rd percentile
FDIC
RBC1AAJPercentiles compare this bank with 130 ffiec ubpr peer group 101 — insured savings banks having assets greater than $1 billion.
Side-by-side comparison
North Shore Bank beside its official FFIEC UBPR peers
The primary option is the peer group FFIEC assigned to this bank. The state option is FFIEC’s supplemental state group. Each pair uses the published FFIEC trimmed average when its formula matches the site registry; otherwise it uses a clearly labeled registry median within the same official membership.
UBPR membership + Call Report metricsThis bank
0.98%
Registry median
0.75%
This bank
6.52%
FFIEC trimmed average
7.24%
This bank
3.88%
Registry median
3.07%
This bank
70.34%
Registry median
70.18%
This bank
+3.55%
FFIEC trimmed average
+3.65%
This bank
+4.10%
FFIEC trimmed average
+4.10%
This bank
0.09%
FFIEC trimmed average
0.69%
This bank
14.41%
FFIEC trimmed average
11.60%
This bank
1.62%
Registry median
2.63%
This bank
Registry median
204%
FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.
This bank
0.98%
Registry median
0.93%
This bank
6.52%
FFIEC trimmed average
6.60%
This bank
3.88%
Registry median
3.64%
This bank
70.34%
Registry median
75.04%
This bank
+3.55%
FFIEC trimmed average
+1.93%
This bank
+4.10%
FFIEC trimmed average
+4.45%
This bank
0.09%
FFIEC trimmed average
0.45%
This bank
14.41%
FFIEC trimmed average
15.60%
This bank
1.62%
Registry median
2.23%
This bank
Registry median
92%
FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $2.54B | $2.07B |
| Q3 2021 | $2.59B | $2.12B |
| Q4 2021 | $2.59B | $2.11B |
| Q1 2022 | $2.63B | $2.15B |
| Q2 2022 | $2.62B | $2.13B |
| Q3 2022 | $2.63B | $2.14B |
| Q4 2022 | $2.58B | $2.08B |
| Q1 2023 | $2.56B | $2.06B |
| Q2 2023 | $2.56B | $2.06B |
| Q3 2023 | $2.58B | $2.07B |
| Q4 2023 | $2.58B | $2.06B |
| Q1 2024 | $2.57B | $2.05B |
| Q2 2024 | $2.59B | $2.06B |
| Q3 2024 | $2.62B | $2.08B |
| Q4 2024 | $2.64B | $2.09B |
| Q1 2025 | $2.49B | $2.09B |
| Q2 2025 | $2.5B | $2.09B |
| Q3 2025 | $2.55B | $2.14B |
| Q4 2025 | $2.57B | $2.14B |
| Q1 2026 | $2.59B | $2.16B |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $58.5M |
| Investor CRE | $53.3M |
| Multifamily | $814M |
| Construction | $47.1M |
| 1–4 family | $334M |
| C&I | $58.9M |
| Agriculture | $2.59M |
| Other | $647M |
FFIEC UBPR comparison
How this bank compares
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.98%69th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.13%Median 0.75%90th 1.56%Observations 130
ROE
FDIC
NETINC + ROE6.52%50th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.17%Median 6.45%90th 15.17%Observations 130
NIM
FDIC
NIM + NIMY3.88%85th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.27%Median 3.07%90th 4.27%Observations 130
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR70.34%48th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 47.12%Median 70.18%90th 88.52%Observations 130
Deposits YoY
FDIC
DEP+3.55%53rd percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.43%Median +3.43%90th +10.59%Observations 130
Loans YoY
FDIC
LNLSNET+4.10%53rd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.95%Median +3.82%90th +12.78%Observations 129
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.09%7th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.13%Median 0.56%90th 1.80%Observations 129
Leverage
FDIC
RBC1AAJ14.41%82nd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.09%Median 10.79%90th 16.37%Observations 130
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.62%95th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.81%Median 2.63%90th 3.99%Observations 130
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 26%Median 204%90th 411%Observations 89
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.98%62nd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.05%Median 0.93%90th 4.71%Observations 22
ROE
FDIC
NETINC + ROE6.52%56th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 0.37%Median 6.09%90th 13.89%Observations 22
NIM
FDIC
NIM + NIMY3.88%62nd percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.72%Median 3.64%90th 4.45%Observations 22
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR70.34%67th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 57.30%Median 75.04%90th 103.73%Observations 22
Deposits YoY
FDIC
DEP+3.55%60th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −4.09%Median +2.25%90th +7.22%Observations 22
Loans YoY
FDIC
LNLSNET+4.10%52nd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −2.91%Median +3.94%90th +12.26%Observations 20
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.09%19th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.08%Median 0.33%90th 1.17%Observations 20
Leverage
FDIC
RBC1AAJ14.41%52nd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.16%Median 14.11%90th 24.38%Observations 22
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.62%86th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.42%Median 2.23%90th 3.95%Observations 22
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 25%Median 92%90th 288%Observations 9
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
Branches & markets
Physical footprint
- Domestic offices
- 44 branches
- Headquarters
- Brookfield, WI
FDIC
OFFDOMOpen the Wisconsin dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data