$768M
+4.4%y/y
Percentile by value14th percentileby value
FDIC
LNLSGRNA
North American Banking Company
Roseville, MinnesotaFDIC Cert #34836
STATEEstablished 19986 branches
Holding company: N A CORPRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $129M |
| Investor CRE | $216M |
| Multifamily | $76.8M |
| Construction | $58.9M |
| 1–4 family | $95.5M |
| C&I | $133M |
| Agriculture | $0 |
| Other | $59.3M |
Loan book
Reported balances and balance-sheet intensity.
$759M
+4.5%y/y
Percentile by value14th percentileby value
FDIC
LNLSNET+4.46%
−42.6%y/y
Percentile by value38th percentileby value
FDIC
LNLSNET66.7%
+9.3%y/y
Percentile by value15th percentileby value
FDIC
LNLSNET + DEP52.2%
−1.6%y/y
Percentile by value8th percentileby value
FDIC
LNLSNET + ASSET77.57%
−1.0%y/y
Percentile by value31st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
250%
−0.4%y/y
Percentile by value59th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC42%
+38.9%y/y
Percentile by value41st percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,691points
−3.6%y/y
Peer standing74th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD16.75%
−19.0%y/y
Percentile by value71st percentileby value
FDIC
LNRENROW + LNLSGR28.12%
−1.5%y/y
Percentile by value76th percentileby value
FDIC
LNRENROT + LNLSGR17.31%
+10.5%y/y
Percentile by value75th percentileby value
FDIC
LNCI + LNLSGR