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BDI
NA

North American Banking Company

Roseville, MinnesotaFDIC Cert #34836

STATEEstablished 19986 branches

Holding company: N A CORPRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.01%
+1,336.3%y/y
Peer standing94th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
0.53%
+7.1%y/y
Peer standing45th percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
0.53%
+7.1%y/y
Peer standing49th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.31%
−23.0%y/y
Peer standing60th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$4.52M
−18.3%y/y
Peer standing63rd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.00%
Peer standing78th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
−$2K
Peer standing78th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.21%
−1.8%y/y
Percentile by value54th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$75K
+1,400.0%y/y
Peer standing95th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$4.06M
+11.9%y/y
Peer standing57th percentile
Peer standing in ubpr:primary:4
FDICNAASSET