$16.1B
+16.9%y/y
Percentile by value23rd percentileby value
FDIC
ASSETNB
NBT Bank, National Association
Norwich, New YorkFDIC Cert #7230
OCCEstablished 1856177 branches
Holding company: NBT BCORP INCRegulator: OCC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $11.5B | $9.82B |
| Q3 2021 | $11.9B | $10.3B |
| Q4 2021 | $11.9B | $10.3B |
| Q1 2022 | $12.1B | $10.6B |
| Q2 2022 | $11.6B | $10.1B |
| Q3 2022 | $11.5B | $10B |
| Q4 2022 | $11.7B | $9.64B |
| Q1 2023 | $11.8B | $9.83B |
| Q2 2023 | $11.8B | $9.69B |
| Q3 2023 | $13.7B | $11.6B |
| Q4 2023 | $13.2B | $11.1B |
| Q1 2024 | $13.3B | $11.4B |
| Q2 2024 | $13.4B | $11.5B |
| Q3 2024 | $13.7B | $11.8B |
| Q4 2024 | $13.7B | $11.8B |
| Q1 2025 | $13.8B | $11.9B |
| Q2 2025 | $15.9B | $13.8B |
| Q3 2025 | $16B | $13.8B |
| Q4 2025 | $15.9B | $13.6B |
| Q1 2026 | $16.1B | $13.9B |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$13.9B
+16.4%y/y
Percentile by value26th percentileby value
FDIC
DEP$11.5B
+15.5%y/y
Percentile by value25th percentileby value
FDIC
LNLSGR$11.4B
+15.5%y/y
Percentile by value25th percentileby value
FDIC
LNLSNET$2.68B
+5.0%y/y
Percentile by value29th percentileby value
FDIC
SC$712M
+184.0%y/y
Percentile by value25th percentileby value
FDIC
CHBAL$14.2B
+16.3%y/y
Percentile by value23rd percentileby value
FDIC
LIAB$1.85B
+22.0%y/y
Peer standing26th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$168M
+19.8%y/y
Peer standing25th percentile
FDIC
NIM + NONII$137M
+23.4%y/y
Peer standing27th percentile
FDIC
NIM$31M
+6.0%y/y
Peer standing35th percentile
FDIC
NONII$5.28M
−31.0%y/y
Percentile by value40th percentileby value
FDIC
ELNATR$61.9M
+38.1%y/y
Peer standing26th percentile
FDIC
PTAXNETINC$47.3M
+36.8%y/y
Peer standing24th percentile
FDIC
NETINC