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BDI
EB

National Exchange Bank and Trust

Fond Du Lac, WisconsinFDIC Cert #10044

OCCEstablished 193334 branches

Holding company: NEB CORPRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$146M
Investor CRE$547M
Multifamily$96.1M
Construction$137M
1–4 family$378M
C&I$218M
Agriculture$39.1M
Other$102M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$1.66B
−0.5%y/y
Percentile by value81st percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$1.61B
−0.7%y/y
Percentile by value79th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Loans YoY
−0.67%
−1,211.9%y/y
Percentile by value12th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
L/D
69.5%
+2.6%y/y
Percentile by value18th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET + DEP
Loans/assets
54.9%
−0.1%y/y
Percentile by value10th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET + ASSET
RE loans %
84.08%
+0.2%y/y
Percentile by value50th percentileby value
Peer standing in ubpr:primary:4
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,967points
−0.4%y/y
Peer standing54th percentile
Peer standing in ubpr:primary:4
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
8.76%
+1.3%y/y
Percentile by value24th percentileby value
Peer standing in ubpr:primary:4
FDICLNRENROW + LNLSGR
Investor CRE %
32.89%
−6.5%y/y
Percentile by value88th percentileby value
Peer standing in ubpr:primary:4
FDICLNRENROT + LNLSGR
C&I %
13.10%
+3.0%y/y
Percentile by value60th percentileby value
Peer standing in ubpr:primary:4
FDICLNCI + LNLSGR