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BDI
EB

National Exchange Bank and Trust

Fond Du Lac, WisconsinFDIC Cert #10044

OCCEstablished 193334 branches

Holding company: NEB CORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.19%
+28.0%y/y
Peer standing66th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
1.02%
−63.7%y/y
Peer standing24th percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
1.02%
−63.7%y/y
Peer standing26th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.58%
−63.7%y/y
Peer standing39th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$17M
−63.9%y/y
Peer standing21st percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.03%
−106.3%y/y
Peer standing94th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
−$130K
−106.4%y/y
Peer standing96th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
3.10%
+6.5%y/y
Percentile by value99th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$3.12M
+27.4%y/y
Peer standing55th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$17M
−63.9%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:4
FDICNAASSET