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BDI
MS

Monson Savings Bank

Monson, MassachusettsFDIC Cert #90245

STATEEstablished 18726 branches

Holding company: MONSON FINANCIAL SERVICES MHCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$555M$499M
Q3 2021$572M$513M
Q4 2021$590M$533M
Q1 2022$616M$558M
Q2 2022$630M$573M
Q3 2022$627M$550M
Q4 2022$632M$573M
Q1 2023$654M$591M
Q2 2023$652M$588M
Q3 2023$658M$578M
Q4 2023$657M$579M
Q1 2024$674M$605M
Q2 2024$715M$644M
Q3 2024$722M$649M
Q4 2024$716M$641M
Q1 2025$741M$668M
Q2 2025$749M$675M
Q3 2025$748M$671M
Q4 2025$754M$652M
Q1 2026$814M$733M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$814M
+9.8%y/y
Percentile by value83rd percentileby value
Peer standing in ubpr:primary:102
FDICASSET
Deposits
$733M
+9.8%y/y
Percentile by value89th percentileby value
Peer standing in ubpr:primary:102
FDICDEP
Gross loans
$637M
+11.5%y/y
Percentile by value89th percentileby value
Peer standing in ubpr:primary:102
FDICLNLSGR
Net loans
$633M
+11.5%y/y
Percentile by value89th percentileby value
Peer standing in ubpr:primary:102
FDICLNLSNET
Securities
$66.2M
+1.0%y/y
Percentile by value39th percentileby value
Peer standing in ubpr:primary:102
FDICSC
Cash
$82.6M
+7.4%y/y
Percentile by value92nd percentileby value
Peer standing in ubpr:primary:102
FDICCHBAL
Liabilities
$741M
+9.6%y/y
Percentile by value85th percentileby value
Peer standing in ubpr:primary:102
FDICLIAB
Equity
$72.8M
+11.1%y/y
Peer standing65th percentile
Peer standing in ubpr:primary:102
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$7.3M
+17.7%y/y
Peer standing83rd percentile
Peer standing in ubpr:primary:102
FDICNIM + NONII
NII
$6.34M
+19.1%y/y
Peer standing86th percentile
Peer standing in ubpr:primary:102
FDICNIM
Noninterest income
$964K
+9.5%y/y
Peer standing75th percentile
Peer standing in ubpr:primary:102
FDICNONII
Provision
$3K
−97.3%y/y
Percentile by value36th percentileby value
Peer standing in ubpr:primary:102
FDICELNATR
Pretax income
$2.38M
+62.4%y/y
Peer standing89th percentile
Peer standing in ubpr:primary:102
FDICPTAXNETINC
Net income
$1.83M
+52.0%y/y
Peer standing87th percentile
Peer standing in ubpr:primary:102
FDICNETINC