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BDI
MS

Milton Savings Bank

Milton, PennsylvaniaFDIC Cert #28637

OCCEstablished 19201 branch

Holding company: Not reportedRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$4.53M
Investor CRE$4.54M
Multifamily$576K
Construction$1.5M
1–4 family$44.8M
C&I$4.06M
Agriculture$564K
Other$630K

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$61.2M
+20.3%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNLSGR
Net loans
$60.5M
+20.2%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNLSNET
Loans YoY
+20.22%
−4.3%y/y
Percentile by value97th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNLSNET
L/D
88.2%
+4.7%y/y
Percentile by value58th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNLSNET + DEP
Loans/assets
67.5%
+7.3%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNLSNET + ASSET
RE loans %
93.09%
−3.0%y/y
Percentile by value25th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
42%
+73.5%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
9%
+94.1%y/y
Percentile by value55th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
5,520points
−15.0%y/y
Peer standing64th percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
7.40%
+0.3%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNRENROW + LNLSGR
Investor CRE %
7.42%
+39.6%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNRENROT + LNLSGR
C&I %
6.64%
+93.0%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNCI + LNLSGR