$7.05B
+11.1%y/y
Percentile by value96th percentileby value
FDIC
LNLSGRMC
Metropolitan Commercial Bank
New York, New YorkFDIC Cert #34699
STATEEstablished 199910 branches
Holding company: METROPOLITAN BANK HOLDING CORPRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $2.82B |
| Investor CRE | $2.3B |
| Multifamily | $394M |
| Construction | $481M |
| 1–4 family | $132M |
| C&I | $902M |
| Agriculture | $0 |
| Other | $9.76M |
Loan book
Reported balances and balance-sheet intensity.
$6.96B
+11.0%y/y
Percentile by value97th percentileby value
FDIC
LNLSNET+11.00%
+1.5%y/y
Percentile by value76th percentileby value
FDIC
LNLSNET89.4%
−7.1%y/y
Percentile by value56th percentileby value
FDIC
LNLSNET + DEP78.8%
−4.4%y/y
Percentile by value78th percentileby value
FDIC
LNLSNET + ASSET87.06%
+4.5%y/y
Percentile by value66th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
300%
−17.9%y/y
Percentile by value79th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC45%
−17.6%y/y
Percentile by value56th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,920points
+10.1%y/y
Peer standing19th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD40.07%
+18.6%y/y
Percentile by value99th percentileby value
FDIC
LNRENROW + LNLSGR32.69%
−3.4%y/y
Percentile by value86th percentileby value
FDIC
LNRENROT + LNLSGR12.80%
−22.3%y/y
Percentile by value54th percentileby value
FDIC
LNCI + LNLSGR