5.97%
−22.2%y/y
Peer standing93rd percentile
FDIC
NETINC + ROAMP
MassMutual Private Wealth & Trust, FSB
Springfield, MassachusettsFDIC Cert #35394
OCCEstablished 20001 branch
Holding company: Not reportedRegulator: OCC
FDIC
CERT + OFFDOMProfitability, margin & efficiency
Performance
Returns, spread economics, operating efficiency, and growth viewed against this bank's official FFIEC UBPR peers.
As of Q1 2026
Returns & margin
Annualized returns and the economics of earning assets and paid funding.
20.84%
−14.2%y/y
Peer standing96th percentile
FDIC
NETINC + ROE8.19%
−19.9%y/y
Peer standing93rd percentile
FDIC
PTAXNETINC + ASSET1.40%
−32.2%y/y
Peer standing0th percentile
FDIC
NIM + NIMY3.74%
−18.3%y/y
Peer standing1st percentile
FDIC
INTINCY3.86%
+3.2%y/y
Peer standing8th percentile
FDIC
EINTEXP + DEPIDOMEfficiency & growth
Operating productivity and year-over-year balance-sheet momentum.
87.59%
+3.7%y/y
Peer standing42nd percentile
FDIC
NONIX + NIM + NONII + EEFFR57.78%
+3.9%y/y
Peer standing7th percentile
FDIC
NONIX + ASSET98.07%
+0.8%y/y
Percentile by value97th percentileby value
FDIC
NONII + NIM+2.96%
+28.6%y/y
Percentile by value62nd percentileby value
FDIC
ASSET0.00%
Percentile by value33rd percentileby value
FDIC
DEPFDIC
LNLSNETHow this bank compares
Switch cohorts or expand any row to inspect the full distribution.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA5.97%93rd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th −0.93%Median 0.30%90th 1.97%Observations 77
ROE
FDIC
NETINC + ROE20.84%94th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th −6.42%Median 1.92%90th 9.64%Observations 77
NIM
FDIC
NIM + NIMY1.40%0th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.12%Median 3.42%90th 4.22%Observations 77
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR87.59%42nd percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 64.58%Median 86.06%90th 123.71%Observations 77
Deposits YoY
FDIC
DEP0.00%39th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −5.85%Median +2.09%90th +11.84%Observations 77
Loans YoY
FDIC
LNLSNETToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −5.56%Median +1.66%90th +8.66%Observations 70
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGRToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.45%90th 2.93%Observations 70
Leverage
FDIC
RBC1AAJ31.52%89th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.85%Median 16.55%90th 31.44%Observations 77
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.86%8th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.10%Median 2.69%90th 3.65%Observations 77
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%0th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 4%Median 33%90th 96%Observations 41
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA5.97%100th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.42%Median 0.75%90th 1.48%Observations 18
ROE
FDIC
NETINC + ROE20.84%94th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 3.17%Median 7.25%90th 9.56%Observations 18
NIM
FDIC
NIM + NIMY1.40%0th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.36%Median 3.41%90th 3.72%Observations 18
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR87.59%0th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 60.85%Median 75.66%90th 82.24%Observations 18
Deposits YoY
FDIC
DEP0.00%10th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +0.57%Median +3.25%90th +11.67%Observations 18
Loans YoY
FDIC
LNLSNETToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +2.98%Median +7.63%90th +13.53%Observations 17
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGRToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.12%Median 0.41%90th 1.34%Observations 17
Leverage
FDIC
RBC1AAJ31.52%89th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.42%Median 12.17%90th 22.68%Observations 18
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.86%0th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.67%Median 2.29%90th 3.11%Observations 18
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%0th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 1%Median 163%90th 266%Observations 10
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.