$2.47B
+2.3%y/y
Percentile by value19th percentileby value
FDIC
LNLSGRMB
Mascoma Bank
Lebanon, New HampshireFDIC Cert #18013
STATEEstablished 189926 branches
Holding company: MASCOMA MUTUAL FINL SERVICESRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $207M |
| Investor CRE | $382M |
| Multifamily | $258M |
| Construction | $115M |
| 1–4 family | $1.32B |
| C&I | $101M |
| Agriculture | $284K |
| Other | $82.6M |
Loan book
Reported balances and balance-sheet intensity.
$2.45B
+2.3%y/y
Percentile by value19th percentileby value
FDIC
LNLSNET+2.28%
+125.9%y/y
Percentile by value29th percentileby value
FDIC
LNLSNET91.9%
−1.4%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET + DEP81.8%
−1.4%y/y
Percentile by value87th percentileby value
FDIC
LNLSNET + ASSET96.53%
+1.9%y/y
Percentile by value92nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
261%
−1.9%y/y
Percentile by value61st percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC40%
−26.2%y/y
Percentile by value47th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,344points
+4.1%y/y
Peer standing8th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD8.38%
−2.5%y/y
Percentile by value32nd percentileby value
FDIC
LNRENROW + LNLSGR15.50%
−2.4%y/y
Percentile by value29th percentileby value
FDIC
LNRENROT + LNLSGR4.08%
−14.9%y/y
Percentile by value10th percentileby value
FDIC
LNCI + LNLSGR