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Mascoma Bank

Lebanon, New HampshireFDIC Cert #18013

STATEEstablished 189926 branches

Holding company: MASCOMA MUTUAL FINL SERVICESRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.24%
+2.7%y/y
Peer standing63rd percentile
Peer standing in ubpr:primary:3
FDICP3ASSET + LNLSGR
90+ %
0.00%
−54.9%y/y
Peer standing57th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + LNLSGR
Nonaccrual %
0.11%
+14.4%y/y
Peer standing91st percentile
Peer standing in ubpr:primary:3
FDICNAASSET + LNLSGR
Noncurrent %
0.11%
+12.8%y/y
Peer standing94th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.09%
−2.6%y/y
Peer standing92nd percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2.62M
+1.0%y/y
Peer standing94th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
+145.0%y/y
Peer standing71st percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + LNLSGR
NCO
$91K
+145.7%y/y
Peer standing74th percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.75%
+0.1%y/y
Percentile by value9th percentileby value
Peer standing in ubpr:primary:3
FDICLNATRES + LNLSGR
30–89
$5.91M
+5.0%y/y
Peer standing73rd percentile
Peer standing in ubpr:primary:3
FDICP3ASSET
90+
$24K
−53.8%y/y
Peer standing58th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET
Nonaccrual
$2.6M
+17.0%y/y
Peer standing92nd percentile
Peer standing in ubpr:primary:3
FDICNAASSET