Skip to main content
BDI
MB

Macatawa Bank, National Association

Holland, MichiganFDIC Cert #34618

OCCEstablished 199728 branches

Holding company: WINTRUST FINANCIAL CORPRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.94B$2.61B
Q3 2021$2.9B$2.56B
Q4 2021$2.93B$2.59B
Q1 2022$2.93B$2.59B
Q2 2022$2.78B$2.5B
Q3 2022$2.83B$2.56B
Q4 2022$2.91B$2.62B
Q1 2023$2.64B$2.34B
Q2 2023$2.63B$2.33B
Q3 2023$2.76B$2.45B
Q4 2023$2.75B$2.42B
Q1 2024$2.61B$2.29B
Q2 2024$2.65B$2.33B
Q3 2024$3.09B$2.54B
Q4 2024$3.28B$2.74B
Q1 2025$3.31B$2.76B
Q2 2025$3.48B$2.93B
Q3 2025$3.52B$2.94B
Q4 2025$3.66B$3.06B
Q1 2026$3.48B$2.88B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$3.48B
+5.0%y/y
Percentile by value20th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$2.88B
+4.5%y/y
Percentile by value18th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$2.67B
+59.0%y/y
Percentile by value26th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$2.65B
+59.6%y/y
Percentile by value26th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$344M
+558.3%y/y
Percentile by value18th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$79M
−93.1%y/y
Percentile by value11th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$2.92B
+4.7%y/y
Percentile by value14th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$558M
+6.5%y/y
Peer standing55th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$35.9M
+10.4%y/y
Peer standing22nd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$33M
+9.4%y/y
Peer standing32nd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$2.92M
+23.1%y/y
Peer standing12th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
−$3.42M
−306.2%y/y
Percentile by value2nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$23.7M
+80.1%y/y
Peer standing61st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$17.7M
+78.9%y/y
Peer standing57th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC