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BDI
LH

Little Horn State Bank

Hardin, MontanaFDIC Cert #11821

STATEEstablished 19193 branches

Holding company: BITTERROOT HOLDING CORegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$48M
Investor CRE$64.7M
Multifamily$9.24M
Construction$38.4M
1–4 family$75.4M
C&I$25.4M
Agriculture$73.8M
Other$2.56M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$337M
+18.6%y/y
Percentile by value49th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSGR
Net loans
$332M
+18.8%y/y
Percentile by value49th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
Loans YoY
+18.79%
−47.5%y/y
Percentile by value92nd percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
L/D
97.4%
+4.0%y/y
Percentile by value89th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET + DEP
Loans/assets
81.9%
+2.4%y/y
Percentile by value90th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET + ASSET
RE loans %
84.79%
+5.6%y/y
Percentile by value52nd percentileby value
Peer standing in ubpr:primary:5
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
248%
+11.1%y/y
Percentile by value76th percentileby value
Peer standing in ubpr:primary:5

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
85%
−16.8%y/y
Percentile by value85th percentileby value
Peer standing in ubpr:primary:5

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,513points
+8.6%y/y
Peer standing91st percentile
Peer standing in ubpr:primary:5
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
14.21%
+1.0%y/y
Percentile by value59th percentileby value
Peer standing in ubpr:primary:5
FDICLNRENROW + LNLSGR
Investor CRE %
19.18%
+56.0%y/y
Percentile by value68th percentileby value
Peer standing in ubpr:primary:5
FDICLNRENROT + LNLSGR
C&I %
7.52%
−11.8%y/y
Percentile by value33rd percentileby value
Peer standing in ubpr:primary:5
FDICLNCI + LNLSGR