$34.8M
−17.3%y/y
Percentile by value56th percentileby value
FDIC
LNLSGRLB
Lamont Bank of St. John
Saint John, WashingtonFDIC Cert #8681
STATEEstablished 19081 branch
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $0 |
| Investor CRE | $0 |
| Multifamily | $0 |
| Construction | $0 |
| 1–4 family | $1.72M |
| C&I | $1.67M |
| Agriculture | $27.4M |
| Other | $4.03M |
Loan book
Reported balances and balance-sheet intensity.
$32.9M
−21.0%y/y
Percentile by value55th percentileby value
FDIC
LNLSNET−20.97%
−861.5%y/y
Percentile by value1st percentileby value
FDIC
LNLSNET62.7%
−14.4%y/y
Percentile by value46th percentileby value
FDIC
LNLSNET + DEP58.8%
−5.9%y/y
Percentile by value58th percentileby value
FDIC
LNLSNET + ASSET46.34%
+288.0%y/y
Percentile by value21st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCDashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,151points
−18.7%y/y
Peer standing38th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD0.00%
Percentile by value0th percentileby value
FDIC
LNRENROW + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNRENROT + LNLSGR4.79%
−6.6%y/y
Percentile by value27th percentileby value
FDIC
LNCI + LNLSGR