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BDI
LB

Lamont Bank of St. John

Saint John, WashingtonFDIC Cert #8681

STATEEstablished 19081 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.10%
−77.3%y/y
Peer standing38th percentile
Peer standing in asset:lt_100m
FDICP3ASSET + LNLSGR
90+ %
5.65%
Peer standing0th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + LNLSGR
Nonaccrual %
15.79%
+651.8%y/y
Peer standing0th percentile
Peer standing in asset:lt_100m
FDICNAASSET + LNLSGR
Noncurrent %
21.44%
+920.9%y/y
Peer standing0th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
14.62%
+1,001.3%y/y
Peer standing0th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$8.16M
+824.6%y/y
Peer standing0th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
7.64%
−0.9%y/y
Peer standing0th percentile
Peer standing in asset:lt_100m
FDICNTLNLS + LNLSGR
NCO
$755K
−13.6%y/y
Peer standing0th percentile
Peer standing in asset:lt_100m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
5.52%
+397.1%y/y
Percentile by value99th percentileby value
Peer standing in asset:lt_100m
FDICLNATRES + LNLSGR
30–89
$384K
−81.2%y/y
Peer standing31st percentile
Peer standing in asset:lt_100m
FDICP3ASSET
90+
$1.97M
Peer standing1st percentile
Peer standing in asset:lt_100m
FDICP9ASSET
Nonaccrual
$5.49M
+521.9%y/y
Peer standing0th percentile
Peer standing in asset:lt_100m
FDICNAASSET