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BDI
LC

Lake City Bank

Warsaw, IndianaFDIC Cert #13102

STATEEstablished 187257 branches

Holding company: LAKELAND FINANCIAL CORPRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$6.22B$5.4B
Q3 2021$6.21B$5.42B
Q4 2021$6.54B$5.74B
Q1 2022$6.55B$5.82B
Q2 2022$6.25B$5.62B
Q3 2022$6.27B$5.67B
Q4 2022$6.41B$5.46B
Q1 2023$6.4B$5.52B
Q2 2023$6.5B$5.43B
Q3 2023$6.41B$5.67B
Q4 2023$6.52B$5.74B
Q1 2024$6.56B$5.62B
Q2 2024$6.57B$5.77B
Q3 2024$6.64B$5.84B
Q4 2024$6.68B$5.91B
Q1 2025$6.85B$5.96B
Q2 2025$6.96B$6.18B
Q3 2025$6.89B$6.03B
Q4 2025$6.98B$5.97B
Q1 2026$7.08B$6.19B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$7.08B
+3.4%y/y
Percentile by value76th percentileby value
Peer standing in asset:3b_10b
FDICASSET
Deposits
$6.19B
+3.8%y/y
Percentile by value82nd percentileby value
Peer standing in asset:3b_10b
FDICDEP
Gross loans
$5.47B
+4.8%y/y
Percentile by value83rd percentileby value
Peer standing in asset:3b_10b
FDICLNLSGR
Net loans
$5.41B
+5.3%y/y
Percentile by value83rd percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
Securities
$1.16B
+2.4%y/y
Percentile by value73rd percentileby value
Peer standing in asset:3b_10b
FDICSC
Cash
$148M
−32.8%y/y
Percentile by value27th percentileby value
Peer standing in asset:3b_10b
FDICCHBAL
Liabilities
$6.32B
+2.6%y/y
Percentile by value77th percentileby value
Peer standing in asset:3b_10b
FDICLIAB
Equity
$759M
+10.4%y/y
Peer standing75th percentile
Peer standing in asset:3b_10b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$69.9M
+9.5%y/y
Peer standing74th percentile
Peer standing in asset:3b_10b
FDICNIM + NONII
NII
$57.2M
+7.5%y/y
Peer standing75th percentile
Peer standing in asset:3b_10b
FDICNIM
Noninterest income
$12.6M
+19.2%y/y
Peer standing72nd percentile
Peer standing in asset:3b_10b
FDICNONII
Provision
$2M
−70.6%y/y
Percentile by value68th percentileby value
Peer standing in asset:3b_10b
FDICELNATR
Pretax income
$35.5M
+32.4%y/y
Peer standing84th percentile
Peer standing in asset:3b_10b
FDICPTAXNETINC
Net income
$28.7M
+29.7%y/y
Peer standing85th percentile
Peer standing in asset:3b_10b
FDICNETINC