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BDI
JM

John Marshall Bank

Reston, VirginiaFDIC Cert #58243

STATEEstablished 20068 branches

Holding company: JOHN MARSHALL BCORP INCRegulator: FED

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

John Marshall Bank reported $2.35B in total assets. Deposits grew 3.38% over the prior year.

Return on assets was 1.12%, compared with the official FFIEC UBPR peer median of 1.24%. The leverage ratio was 12.60%.

  • Why is CRE Concentration to Capital above its official FFIEC UBPR peers?
  • Why is Total Assets above its official FFIEC UBPR peers?
  • Why is Noncurrent Loan Ratio below its official FFIEC UBPR peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$2.35B
+3.5%y/y
Percentile by value84th percentileby value
Peer standing in ubpr:primary:4
FDICASSET
Deposits
$1.99B
+3.4%y/y
Percentile by value84th percentileby value
Peer standing in ubpr:primary:4
FDICDEP
Net loans
$1.95B
+5.5%y/y
Percentile by value91st percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
ROA
1.12%
+18 bpsy/y
Peer standing40th percentile
Peer standing in ubpr:primary:4
FDICNETINC + ROA
Efficiency
50.65%
−245 bpsy/y
Peer standing78th percentile
Peer standing in ubpr:primary:4
FDICNONIX + NIM + NONII + EEFFR
Leverage
12.60%
−1 bpsy/y
Peer standing84th percentile
Peer standing in ubpr:primary:4
FDICRBC1AAJ

Percentiles compare this bank with 525 ffiec ubpr peer group 4 — insured commercial banks having assets between $1 billion and $3 billion.

Side-by-side comparison

John Marshall Bank beside its official FFIEC UBPR peers

The primary option is the peer group FFIEC assigned to this bank. The state option is FFIEC’s supplemental state group. Each pair uses the published FFIEC trimmed average when its formula matches the site registry; otherwise it uses a clearly labeled registry median within the same official membership.

FFIEC + FDICUBPR membership + Call Report metrics
ROA

This bank

1.12%

Registry median

1.24%
ROE

This bank

9.22%

FFIEC trimmed average

12.61%
NIM

This bank

2.93%

Registry median

3.74%
Loans YoY

This bank

+5.51%

FFIEC trimmed average

+7.26%
Leverage

This bank

12.60%

FFIEC trimmed average

10.68%

FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.06B$1.82B
Q3 2021$2.09B$1.84B
Q4 2021$2.15B$1.88B
Q1 2022$2.25B$1.99B
Q2 2022$2.31B$2.07B
Q3 2022$2.3B$2.07B
Q4 2022$2.35B$2.07B
Q1 2023$2.35B$2.09B
Q2 2023$2.36B$2.05B
Q3 2023$2.3B$1.98B
Q4 2023$2.24B$1.91B
Q1 2024$2.25B$1.91B
Q2 2024$2.27B$1.92B
Q3 2024$2.27B$1.94B
Q4 2024$2.23B$1.9B
Q1 2025$2.27B$1.93B
Q2 2025$2.26B$1.9B
Q3 2025$2.32B$1.97B
Q4 2025$2.33B$1.98B
Q1 2026$2.35B$1.99B

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$322M
Investor CRE$761M
Multifamily$92.8M
Construction$228M
1–4 family$520M
C&I$49.1M
Agriculture$0
Other$771K

FFIEC UBPR comparison

How this bank compares

UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDICNETINC + ROA
40th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.65%Median 1.24%90th 2.04%Observations 525
ROE
FDICNETINC + ROE
24th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 6.55%Median 12.35%90th 20.15%Observations 525
NIM
FDICNIM + NIMY
9th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.96%Median 3.74%90th 4.63%Observations 525
Efficiency
FDICNONIX + NIM + NONII + EEFFR
78th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 44.09%Median 59.83%90th 76.32%Observations 525
Deposits YoY
FDICDEP
38th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −2.14%Median +5.35%90th +19.38%Observations 524
Loans YoY
FDICLNLSNET
45th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −1.07%Median +6.46%90th +18.14%Observations 522
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
8th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.06%Median 0.52%90th 1.95%Observations 523
Leverage
FDICRBC1AAJ
84th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.84%Median 10.43%90th 13.44%Observations 525

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
21st percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.74%Median 2.62%90th 3.59%Observations 524
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
88th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 104%Median 233%90th 354%Observations 398

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.

Branches & markets

Physical footprint

Domestic offices
8 branches
Headquarters
Reston, VA

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data