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BDI
IB

Isabella Bank

Mount Pleasant, MichiganFDIC Cert #1005

STATEEstablished 190331 branches

Holding company: ISABELLA BANK CORPRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.98B$1.66B
Q3 2021$2.03B$1.72B
Q4 2021$1.98B$1.72B
Q1 2022$2.01B$1.77B
Q2 2022$2B$1.77B
Q3 2022$2.02B$1.8B
Q4 2022$1.98B$1.75B
Q1 2023$2.04B$1.82B
Q2 2023$1.99B$1.73B
Q3 2023$2.07B$1.79B
Q4 2023$2.01B$1.75B
Q1 2024$2.01B$1.8B
Q2 2024$2.01B$1.75B
Q3 2024$2.06B$1.82B
Q4 2024$2.04B$1.78B
Q1 2025$2.05B$1.83B
Q2 2025$2.11B$1.88B
Q3 2025$2.21B$1.95B
Q4 2025$2.16B$1.85B
Q1 2026$2.2B$1.89B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.2B
+7.3%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.89B
+3.3%y/y
Percentile by value79th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.56B
+14.0%y/y
Percentile by value77th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.55B
+14.0%y/y
Percentile by value77th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$493M
−4.0%y/y
Percentile by value86th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$49.8M
−27.9%y/y
Percentile by value23rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$2.02B
+6.8%y/y
Percentile by value81st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$184M
+12.2%y/y
Peer standing62nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$21.7M
+17.4%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$17.1M
+16.3%y/y
Peer standing71st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$4.63M
+22.0%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$604K
+664.5%y/y
Percentile by value69th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$6.94M
+21.3%y/y
Peer standing64th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$5.75M
+24.3%y/y
Peer standing61st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC