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BDI
IB

Investar Bank, National Association

Baton Rouge, LouisianaFDIC Cert #58316

OCCEstablished 200638 branches

Holding company: INVESTAR HOLDING CORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.52%
+96.5%y/y
Peer standing31st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing58th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
0.66%
+149.9%y/y
Peer standing43rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNAASSET + LNLSGR
Noncurrent %
0.66%
+150.2%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.61%
+42.4%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$23.7M
+102.0%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.05%
+107.2%y/y
Peer standing55th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNTLNLS + LNLSGR
NCO
$264K
+107.7%y/y
Peer standing63rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.17%
−6.5%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNATRES + LNLSGR
30–89
$16.1M
+186.2%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICP3ASSET
90+
$23K
Peer standing58th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICP9ASSET
Nonaccrual
$20.3M
+264.0%y/y
Peer standing48th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNAASSET