$1.28B
+16.0%y/y
Percentile by value63rd percentileby value
FDIC
LNLSGRIF
International Finance Bank
Miami, FloridaFDIC Cert #24823
STATEEstablished 19833 branches
Holding company: IFB BCORP INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $63.7M |
| Investor CRE | $397M |
| Multifamily | $206M |
| Construction | $44.6M |
| 1–4 family | $172M |
| C&I | $273M |
| Agriculture | $0 |
| Other | $123M |
Loan book
Reported balances and balance-sheet intensity.
$1.26B
+15.9%y/y
Percentile by value63rd percentileby value
FDIC
LNLSNET+15.95%
−27.7%y/y
Percentile by value86th percentileby value
FDIC
LNLSNET89.8%
+1.8%y/y
Percentile by value67th percentileby value
FDIC
LNLSNET + DEP80.7%
+0.8%y/y
Percentile by value83rd percentileby value
FDIC
LNLSNET + ASSET69.19%
+7.8%y/y
Percentile by value17th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
445%
+13.6%y/y
Percentile by value99th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC31%
+67.7%y/y
Percentile by value27th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,896points
−8.4%y/y
Peer standing59th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD4.98%
+27.3%y/y
Percentile by value8th percentileby value
FDIC
LNRENROW + LNLSGR31.04%
+8.6%y/y
Percentile by value85th percentileby value
FDIC
LNRENROT + LNLSGR21.33%
−24.4%y/y
Percentile by value85th percentileby value
FDIC
LNCI + LNLSGR