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BDI
IB

Independent Bank

Memphis, TennesseeFDIC Cert #34728

STATEEstablished 199812 branches

Holding company: INDEPENDENT HOLDINGS INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.2B$1.05B
Q3 2021$1.24B$1.08B
Q4 2021$1.29B$1.14B
Q1 2022$1.29B$1.14B
Q2 2022$1.24B$1.08B
Q3 2022$1.24B$1.07B
Q4 2022$1.31B$1.11B
Q1 2023$1.36B$1.1B
Q2 2023$1.43B$1.14B
Q3 2023$1.41B$1.17B
Q4 2023$1.46B$1.25B
Q1 2024$1.45B$1.18B
Q2 2024$1.57B$1.27B
Q3 2024$1.54B$1.31B
Q4 2024$1.64B$1.33B
Q1 2025$1.57B$1.32B
Q2 2025$1.79B$1.55B
Q3 2025$1.73B$1.45B
Q4 2025$1.76B$1.47B
Q1 2026$1.68B$1.43B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.68B
+7.2%y/y
Percentile by value59th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.43B
+7.9%y/y
Percentile by value59th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.31B
+6.4%y/y
Percentile by value66th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.3B
+6.5%y/y
Percentile by value67th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$5.88M
−22.5%y/y
Percentile by value1st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$64.1M
−41.8%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.49B
+7.1%y/y
Percentile by value58th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$189M
+8.1%y/y
Peer standing65th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$22.2M
+15.0%y/y
Peer standing75th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$15.7M
+10.6%y/y
Peer standing65th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$6.49M
+27.0%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$1.35M
−1.2%y/y
Percentile by value89th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$7.15M
+45.4%y/y
Peer standing65th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$5.43M
+44.6%y/y
Peer standing57th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC