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BDI
IB

Independence Bank

Havre, MontanaFDIC Cert #20989

STATEEstablished 197310 branches

Holding company: MONTANA SECURITY INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.14B$1B
Q3 2021$1.16B$1.03B
Q4 2021$1.22B$1.08B
Q1 2022$1.17B$1.04B
Q2 2022$1.16B$1.05B
Q3 2022$1.16B$1.04B
Q4 2022$1.18B$1.06B
Q1 2023$1.18B$1.06B
Q2 2023$1.18B$1.06B
Q3 2023$1.19B$1.06B
Q4 2023$1.2B$1.06B
Q1 2024$1.19B$1.05B
Q2 2024$1.22B$1.08B
Q3 2024$1.26B$1.09B
Q4 2024$1.24B$1.09B
Q1 2025$1.28B$1.13B
Q2 2025$1.34B$1.18B
Q3 2025$1.33B$1.16B
Q4 2025$1.34B$1.17B
Q1 2026$1.37B$1.19B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.37B
+6.8%y/y
Percentile by value38th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.19B
+5.5%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.05B
+10.9%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.04B
+10.9%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$223M
−7.3%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$62.7M
−0.6%y/y
Percentile by value30th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.21B
+5.9%y/y
Percentile by value36th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$163M
+14.1%y/y
Peer standing51st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$15.4M
+21.5%y/y
Peer standing48th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$14.6M
+23.7%y/y
Peer standing59th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$804K
−7.5%y/y
Peer standing12th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$1K
−96.6%y/y
Percentile by value20th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$9.11M
+31.2%y/y
Peer standing81st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$6.6M
+33.3%y/y
Peer standing72nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC