$1.53B
+3.2%y/y
Percentile by value75th percentileby value
FDIC
LNLSGRI
IncredibleBank
Wausau, WisconsinFDIC Cert #19772
STATEEstablished 196719 branches
Holding company: RIVER VALLEY BCORP INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $247M |
| Investor CRE | $236M |
| Multifamily | $62.1M |
| Construction | $57.5M |
| 1–4 family | $231M |
| C&I | $568M |
| Agriculture | $1.62M |
| Other | $131M |
Loan book
Reported balances and balance-sheet intensity.
$1.52B
+3.1%y/y
Percentile by value76th percentileby value
FDIC
LNLSNET+3.13%
−17.5%y/y
Percentile by value32nd percentileby value
FDIC
LNLSNET85.5%
+4.2%y/y
Percentile by value54th percentileby value
FDIC
LNLSNET + DEP73.7%
−0.1%y/y
Percentile by value56th percentileby value
FDIC
LNLSNET + ASSET56.53%
+2.0%y/y
Percentile by value7th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
191%
+2.9%y/y
Percentile by value35th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC31%
+19.2%y/y
Percentile by value28th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,130points
−5.4%y/y
Peer standing42nd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD16.12%
−8.2%y/y
Percentile by value69th percentileby value
FDIC
LNRENROW + LNLSGR15.38%
−0.0%y/y
Percentile by value32nd percentileby value
FDIC
LNRENROT + LNLSGR37.05%
−3.6%y/y
Percentile by value95th percentileby value
FDIC
LNCI + LNLSGR