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BDI
I

IncredibleBank

Wausau, WisconsinFDIC Cert #19772

STATEEstablished 196719 branches

Holding company: RIVER VALLEY BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.73B$1.5B
Q3 2021$1.74B$1.5B
Q4 2021$1.76B$1.52B
Q1 2022$1.77B$1.54B
Q2 2022$1.78B$1.53B
Q3 2022$1.82B$1.62B
Q4 2022$1.9B$1.59B
Q1 2023$1.88B$1.65B
Q2 2023$1.95B$1.72B
Q3 2023$1.9B$1.68B
Q4 2023$1.97B$1.68B
Q1 2024$1.96B$1.7B
Q2 2024$1.98B$1.73B
Q3 2024$2B$1.74B
Q4 2024$2B$1.74B
Q1 2025$1.99B$1.79B
Q2 2025$2.04B$1.78B
Q3 2025$2B$1.74B
Q4 2025$2.08B$1.74B
Q1 2026$2.06B$1.78B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.06B
+3.3%y/y
Percentile by value74th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.78B
−1.0%y/y
Percentile by value74th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.53B
+3.2%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.52B
+3.1%y/y
Percentile by value76th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$337M
−3.1%y/y
Percentile by value68th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$69.7M
+74.7%y/y
Percentile by value35th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.9B
+2.6%y/y
Percentile by value76th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$158M
+12.5%y/y
Peer standing48th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$22M
+12.1%y/y
Peer standing74th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$18.5M
+13.3%y/y
Peer standing75th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$3.46M
+5.7%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$1.25M
+93.0%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$6.61M
+40.0%y/y
Peer standing60th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$5.18M
+37.0%y/y
Peer standing53rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC