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BDI
IF

Idaho First Bank

Mccall, IdahoFDIC Cert #58095

STATEEstablished 20059 branches

Holding company: BAWAG GROUP AGRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$112M
Investor CRE$155M
Multifamily$42.7M
Construction$74.3M
1–4 family$123M
C&I$74.2M
Agriculture$13.6M
Other$283M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$878M
+51.6%y/y
Percentile by value28th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$866M
+51.6%y/y
Percentile by value28th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Loans YoY
+51.57%
+657.4%y/y
Percentile by value98th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
L/D
70.7%
+6.7%y/y
Percentile by value19th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET + DEP
Loans/assets
63.2%
+6.3%y/y
Percentile by value23rd percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET + ASSET
RE loans %
62.19%
−28.9%y/y
Percentile by value11th percentileby value
Peer standing in ubpr:primary:4
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
180%
−22.8%y/y
Percentile by value30th percentileby value
Peer standing in ubpr:primary:4

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
49%
+5.3%y/y
Percentile by value51st percentileby value
Peer standing in ubpr:primary:4

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
853points
−49.3%y/y
Peer standing99th percentile
Peer standing in ubpr:primary:4
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
12.81%
−28.6%y/y
Percentile by value49th percentileby value
Peer standing in ubpr:primary:4
FDICLNRENROW + LNLSGR
Investor CRE %
17.63%
−28.4%y/y
Percentile by value43rd percentileby value
Peer standing in ubpr:primary:4
FDICLNRENROT + LNLSGR
C&I %
8.45%
−12.7%y/y
Percentile by value34th percentileby value
Peer standing in ubpr:primary:4
FDICLNCI + LNLSGR