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BDI
IF

Idaho First Bank

Mccall, IdahoFDIC Cert #58095

STATEEstablished 20059 branches

Holding company: BAWAG GROUP AGRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.05%
Peer standing88th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
0.09%
Peer standing83rd percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
0.09%
Peer standing86th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.06%
Peer standing89th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$768K
Peer standing89th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.10%
+288.9%y/y
Peer standing25th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
$190K
+346.8%y/y
Peer standing29th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.29%
+1.8%y/y
Percentile by value65th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$427K
Peer standing88th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$768K
Peer standing85th percentile
Peer standing in ubpr:primary:4
FDICNAASSET