$232M
+22.3%y/y
Percentile by value98th percentileby value
FDIC
LNLSGRHV
Huron Valley State Bank
Milford, MichiganFDIC Cert #57990
STATEEstablished 20053 branches
Holding company: HURON VALLEY BCORP INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $89M |
| Investor CRE | $67.5M |
| Multifamily | $17.1M |
| Construction | $6.31M |
| 1–4 family | $23.1M |
| C&I | $26.9M |
| Agriculture | $0 |
| Other | $2.01M |
Loan book
Reported balances and balance-sheet intensity.
$229M
+22.5%y/y
Percentile by value98th percentileby value
FDIC
LNLSNET+22.53%
+507.2%y/y
Percentile by value94th percentileby value
FDIC
LNLSNET88.9%
+4.7%y/y
Percentile by value81st percentileby value
FDIC
LNLSNET + DEP79.9%
+5.8%y/y
Percentile by value90th percentileby value
FDIC
LNLSNET + ASSET91.80%
−1.2%y/y
Percentile by value81st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
292%
+24.6%y/y
Percentile by value96th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC20%
+169.9%y/y
Percentile by value41st percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,634points
−3.2%y/y
Peer standing34th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD38.39%
−5.6%y/y
Percentile by value99th percentileby value
FDIC
LNRENROW + LNLSGR29.10%
+6.6%y/y
Percentile by value93rd percentileby value
FDIC
LNRENROT + LNLSGR11.60%
+12.0%y/y
Percentile by value59th percentileby value
FDIC
LNCI + LNLSGR