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Huntingdon Savings Bank

Huntingdon, PennsylvaniaFDIC Cert #30031

STATEEstablished 19231 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

Huntingdon Savings Bank reported $17.6M in total assets. Deposits declined 1.53% over the prior year.

Return on assets was 0.39%, compared with the official FFIEC UBPR peer median of 0.30%. The leverage ratio was 22.92%.

  • Why is Total Assets below its official FFIEC UBPR peers?
  • Why is CRE Concentration to Capital below its official FFIEC UBPR peers?
  • Why is Efficiency Ratio below its official FFIEC UBPR peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$17.6M
−0.8%y/y
Percentile by value7th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICASSET
Deposits
$13.6M
−1.5%y/y
Percentile by value9th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICDEP
Net loans
$13.7M
+1.6%y/y
Percentile by value16th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNLSNET
ROA
0.39%
+21 bpsy/y
Peer standing54th percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICNETINC + ROA
Efficiency
77.48%
−1,106 bpsy/y
Peer standing72nd percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICNONIX + NIM + NONII + EEFFR
Leverage
22.92%
+48 bpsy/y
Peer standing78th percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICRBC1AAJ

Percentiles compare this bank with 77 ffiec ubpr peer group 104 — insured savings banks having assets less than $100 million.

Side-by-side comparison

Huntingdon Savings Bank beside its official FFIEC UBPR peers

The primary option is the peer group FFIEC assigned to this bank. The state option is FFIEC’s supplemental state group. Each pair uses the published FFIEC trimmed average when its formula matches the site registry; otherwise it uses a clearly labeled registry median within the same official membership.

FFIEC + FDICUBPR membership + Call Report metrics
ROA

This bank

0.39%

Registry median

0.30%
ROE

This bank

1.70%

FFIEC trimmed average

1.82%
NIM

This bank

2.61%

Registry median

3.42%
Loans YoY

This bank

+1.62%

FFIEC trimmed average

+1.59%
Leverage

This bank

22.92%

FFIEC trimmed average

19.96%

FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$16.1M$12.4M
Q3 2021$16.2M$12.5M
Q4 2021$16M$12.3M
Q1 2022$16.2M$12.4M
Q2 2022$16.4M$12.6M
Q3 2022$16.2M$12.4M
Q4 2022$15.8M$11.9M
Q1 2023$15.9M$12M
Q2 2023$16.3M$12.3M
Q3 2023$16.2M$12.3M
Q4 2023$16.7M$12.7M
Q1 2024$17.3M$13.3M
Q2 2024$16.8M$12.8M
Q3 2024$17.5M$13.6M
Q4 2024$17.5M$13.6M
Q1 2025$17.8M$13.8M
Q2 2025$18M$13.9M
Q3 2025$17.7M$13.7M
Q4 2025$17.5M$13.4M
Q1 2026$17.6M$13.6M

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$0
Investor CRE$293K
Multifamily$208K
Construction$61K
1–4 family$13.3M
C&I$0
Agriculture$0
Other

FFIEC UBPR comparison

How this bank compares

UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDICNETINC + ROA
54th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th −0.93%Median 0.30%90th 1.97%Observations 77
ROE
FDICNETINC + ROE
48th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th −6.42%Median 1.92%90th 9.64%Observations 77
NIM
FDICNIM + NIMY
26th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.12%Median 3.42%90th 4.22%Observations 77
Efficiency
FDICNONIX + NIM + NONII + EEFFR
72nd percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 64.58%Median 86.06%90th 123.71%Observations 77
Deposits YoY
FDICDEP
19th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −5.85%Median +2.09%90th +11.84%Observations 77
Loans YoY
FDICLNLSNET
49th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −5.56%Median +1.66%90th +8.66%Observations 70
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
54th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.00%Median 0.45%90th 2.93%Observations 70
Leverage
FDICRBC1AAJ
76th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.85%Median 16.55%90th 31.44%Observations 77

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
39th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.10%Median 2.69%90th 3.65%Observations 77
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
25th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 4%Median 33%90th 96%Observations 41

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.

Branches & markets

Physical footprint

Domestic offices
1 branch
Headquarters
Huntingdon, PA
FDICOFFDOMOpen the Pennsylvania dashboard →

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data