$168B
+0.9%y/y
Percentile by value18th percentileby value
FDIC
ASSETHB
HSBC Bank USA, National Association
Tysons, VirginiaFDIC Cert #57890
OCCEstablished 200422 branches
Holding company: HSBC HOLDINGS PLCRegulator: OCC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportHSBC Bank USA, National Association reported $168B in total assets. Deposits declined 2.78% over the prior year.
Return on assets was 0.89%, compared with the official FFIEC UBPR peer median of 1.12%. The leverage ratio was 10.48%.
- Why is Noncurrent Loan Ratio above its official FFIEC UBPR peers?
- Why is CRE Concentration to Capital below its official FFIEC UBPR peers?
- Why is Return on Assets below its official FFIEC UBPR peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$136B
−2.8%y/y
Percentile by value18th percentileby value
FDIC
DEP$55.2B
−3.4%y/y
Percentile by value7th percentileby value
FDIC
LNLSNET0.89%
+17 bpsy/y
Peer standing14th percentile
FDIC
NETINC + ROA55.06%
−86 bpsy/y
Peer standing54th percentile
FDIC
NONIX + NIM + NONII + EEFFR10.48%
+25 bpsy/y
Peer standing79th percentile
FDIC
RBC1AAJPercentiles compare this bank with 29 ffiec ubpr peer group 1 — insured commercial banks having assets greater than $100 billion.
Side-by-side comparison
HSBC Bank USA, National Association beside its official FFIEC UBPR peers
The primary option is the peer group FFIEC assigned to this bank. The state option is FFIEC’s supplemental state group. Each pair uses the published FFIEC trimmed average when its formula matches the site registry; otherwise it uses a clearly labeled registry median within the same official membership.
UBPR membership + Call Report metricsThis bank
0.89%
Registry median
1.12%
This bank
9.06%
FFIEC trimmed average
11.36%
This bank
1.67%
Registry median
3.09%
This bank
55.06%
Registry median
55.49%
This bank
−2.78%
FFIEC trimmed average
+9.00%
This bank
−3.35%
FFIEC trimmed average
+13.44%
This bank
1.42%
FFIEC trimmed average
0.84%
This bank
10.48%
FFIEC trimmed average
9.29%
This bank
3.71%
Registry median
2.78%
This bank
9%
Registry median
55%
FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.
This bank
0.89%
Registry median
1.12%
This bank
9.06%
FFIEC trimmed average
10.08%
This bank
1.67%
Registry median
3.73%
This bank
55.06%
Registry median
64.69%
This bank
−2.78%
FFIEC trimmed average
+5.44%
This bank
−3.35%
FFIEC trimmed average
+5.83%
This bank
1.42%
FFIEC trimmed average
0.67%
This bank
10.48%
FFIEC trimmed average
11.53%
This bank
3.71%
Registry median
2.43%
This bank
9%
Registry median
221%
FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $195B | $162B |
| Q3 2021 | $200B | $166B |
| Q4 2021 | $188B | $156B |
| Q1 2022 | $175B | $142B |
| Q2 2022 | $169B | $139B |
| Q3 2022 | $167B | $136B |
| Q4 2022 | $162B | $137B |
| Q1 2023 | $164B | $138B |
| Q2 2023 | $165B | $138B |
| Q3 2023 | $161B | $134B |
| Q4 2023 | $165B | $135B |
| Q1 2024 | $163B | $137B |
| Q2 2024 | $159B | $132B |
| Q3 2024 | $163B | $136B |
| Q4 2024 | $165B | $138B |
| Q1 2025 | $166B | $139B |
| Q2 2025 | $170B | $141B |
| Q3 2025 | $162B | $135B |
| Q4 2025 | $165B | $138B |
| Q1 2026 | $168B | $136B |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $215M |
| Investor CRE | $1.34B |
| Multifamily | $291M |
| Construction | $89M |
| 1–4 family | $20B |
| C&I | $20B |
| Agriculture | $115M |
| Other | $13.5B |
FFIEC UBPR comparison
How this bank compares
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.89%14th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.80%Median 1.12%90th 1.34%Observations 29
ROE
FDIC
NETINC + ROE9.06%30th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 7.28%Median 11.72%90th 16.79%Observations 29
NIM
FDIC
NIM + NIMY1.67%11th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 1.67%Median 3.09%90th 3.74%Observations 29
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR55.06%54th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 34.88%Median 55.49%90th 68.00%Observations 29
Deposits YoY
FDIC
DEP−2.78%10th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −1.82%Median +5.99%90th +35.23%Observations 29
Loans YoY
FDIC
LNLSNET−3.35%6th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +1.41%Median +8.49%90th +43.22%Observations 29
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR1.42%83rd percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.19%Median 0.89%90th 1.45%Observations 29
Leverage
FDIC
RBC1AAJ10.48%76th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 6.94%Median 9.58%90th 11.19%Observations 29
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.71%25th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.11%Median 2.78%90th 4.85%Observations 29
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC9%4th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 14%Median 55%90th 103%Observations 29
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.89%29th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.48%Median 1.12%90th 1.62%Observations 53
ROE
FDIC
NETINC + ROE9.06%42nd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 4.62%Median 10.01%90th 14.77%Observations 53
NIM
FDIC
NIM + NIMY1.67%0th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.99%Median 3.73%90th 4.51%Observations 53
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR55.06%79th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 50.67%Median 64.69%90th 84.47%Observations 53
Deposits YoY
FDIC
DEP−2.78%5th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −1.15%Median +4.56%90th +15.01%Observations 53
Loans YoY
FDIC
LNLSNET−3.35%14th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −6.09%Median +5.24%90th +15.97%Observations 53
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR1.42%83rd percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.05%Median 0.48%90th 1.73%Observations 53
Leverage
FDIC
RBC1AAJ10.48%37th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.20%Median 11.01%90th 14.66%Observations 53
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.71%4th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.44%Median 2.43%90th 3.44%Observations 53
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC9%0th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 54%Median 221%90th 339%Observations 42
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
Branches & markets
Physical footprint
- Domestic offices
- 22 branches
- Headquarters
- Tysons, VA
FDIC
OFFDOMOpen the Virginia dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data