BDI
HB

Horizon Bank

Waverly, NebraskaFDIC Cert #14327

STATEEstablished 19075 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.01%
−93.3%y/y
Peer standing92nd percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.45%
−65.3%y/y
Peer standing44th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.45%
−65.3%y/y
Peer standing49th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.49%
−62.7%y/y
Peer standing38th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2.64M
−57.5%y/y
Peer standing37th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.10%
Peer standing17th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$102K
Peer standing15th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.89%
+18.0%y/y
Percentile by value15th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$30K
−92.6%y/y
Peer standing91st percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$1.87M
−61.8%y/y
Peer standing38th percentile
Peer standing in asset:300m_1b
FDICNAASSET