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BDI
HS

Heartland State Bank

Edgeley, North DakotaFDIC Cert #3919

STATEEstablished 19212 branches

Holding company: JBS INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$69.4M$61M
Q3 2021$67.8M$59.4M
Q4 2021$72.7M$64.6M
Q1 2022$80.3M$73.1M
Q2 2022$74.9M$68.4M
Q3 2022$70.8M$65.9M
Q4 2022$69.8M$61.9M
Q1 2023$69M$63M
Q2 2023$62.2M$54.8M
Q3 2023$66.5M$55.7M
Q4 2023$70.1M$59M
Q1 2024$65.4M$59.1M
Q2 2024$64.1M$57.7M
Q3 2024$63.4M$56.3M
Q4 2024$64.1M$57.2M
Q1 2025$70.4M$63.8M
Q2 2025$71.1M$64.2M
Q3 2025$69.2M$62M
Q4 2025$72.6M$65.4M
Q1 2026$77.6M$70.4M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$77.6M
+10.3%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICASSET
Deposits
$70.4M
+10.4%y/y
Percentile by value62nd percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICDEP
Gross loans
$29.2M
−14.4%y/y
Percentile by value21st percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSGR
Net loans
$28.8M
−14.6%y/y
Percentile by value21st percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSNET
Securities
$21.8M
+23.2%y/y
Percentile by value68th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICSC
Cash
$21.4M
+57.0%y/y
Percentile by value93rd percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICCHBAL
Liabilities
$70.9M
+10.3%y/y
Percentile by value60th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLIAB
Equity
$6.66M
+9.8%y/y
Peer standing24th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$544K
−4.1%y/y
Peer standing14th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNIM + NONII
NII
$503K
−4.2%y/y
Peer standing15th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNIM
Noninterest income
$41K
−2.4%y/y
Peer standing40th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNONII
Provision
$0
Percentile by value5th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICELNATR
Pretax income
$96K
+7.9%y/y
Peer standing19th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICPTAXNETINC
Net income
$86K
+1.2%y/y
Peer standing20th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNETINC